One Article Review
| Source |  ProofPoint |
|---|---|
| Identifiant | 8396256 |
| Date de publication | 2023-10-16 07:29:59 (vue: 2023-10-16 15:08:53) |
| Titre | Navigation du cyber-risque: ce qu'il faut rechercher dans la couverture de la cyber-assurance Navigating Cyber Risk: What to Look for in Cyber Insurance Coverage |
| Texte | Modern threats like phishing, ransomware and data breaches cast a dark cloud over businesses across sectors. For most bad actors, the goal of an attack is financial. As Proofpoint noted in the 2023 State of the Phish report, 30% of businesses that endured a successful attack experienced a direct monetary loss, such as a fraudulent invoice, wire transfer or payroll redirection. That is an increase of 76% year over year. A cyber insurance policy can protect you from the financial losses caused by cybersecurity incidents and data breaches. And when businesses pair cyber insurance with the prowess of Proofpoint solutions, they can build a formidable defense strategy. In this blog, we\'ll go over some best practices for choosing and managing you cyber insurance policy so you can protect yourself from risk. Actions that cyber criminals monetize Our research for the latest State of the Phish report shows that the three most common consequences of a cyber attack are: Data breach (44%) Ransomware infection (43%) Account compromise (36%) Notably, cyber criminals can monetize all these actions. Most common results of successful phishing attacks. (Source: 2023 State of the Phish report from Proofpoint.) Just one cybersecurity incident can cost tens of thousands of dollars. So, it\'s easy to understand why insurers see these incidents as too costly to cover in their general liability policies. But with cyber insurance, your business has a tool to help manage risk. Why cyber insurance can be a vital financial safety net While firewalls and endpoint protections remain vital, the truth is that a level of residual risk always exists. No matter how fortified your security is, breaches can happen due to ingenious adversaries, human error or just unfortunate circumstances. This is where cyber insurance comes to the rescue. It is the safety net that catches your business when your defenses fall short. It can help you cover costs like ransomware payments, legal fees, and costs associated with crisis management and revenue loss. In the graphic below, we can see how often cyber insurance covered losses from ransomware attacks among those surveyed for our 2023 State of the Phish report. Nearly three-quarters (73%) of businesses with cyber insurance policies said their insurers paid at least some of their ransomware-related losses. (Source: 2023 State of the Phish report from Proofpoint.) Cyber insurance best practices Now that we\'ve covered why cyber insurance can be a vital financial safety net, let\'s look at some essential best practices for cyber insurance. These measures can help your business become more effective at managing cybersecurity risks. Find an expert and ask for support and guidance. Specialized brokers are your allies in the intricate world of cyber insurance. Insurers vary in risk appetite, claim acceptance rates and expertise. Brokers have an in-depth grasp of this landscape, and they will assess your options meticulously. They will help ensure that the policy you choose is the right fit for your industry, size, risk profile and more. Be prepared for a rigorous assessment. Today, insurers want more insight into your company\'s security protocols and controls before they issue a cyber insurance policy. So preparedness is key. Be ready to provide evidence, like external audits, penetration test results and compliance certifications to insurers. If you implement access controls that insurers deem vital, such as multifactor authentication (MFA) and privileged access management (PAM), it may help to reduce your premiums. Closely examine coverage scope. Coverage specifics vary globally. But you will find that most cyber insurance policies cover a portion of losses from ransomware attacks and expenses linked to crisis responses. You need to have a thorough understanding of the breach scenarios your policy does or does not cover. Take note of any exclusions. Also, be sure to scrutinize services like breach investigation support, legal |
| Envoyé | Oui |
| Condensat | 2023 acceptance access account across actions active actively actors adversaries advice after aligns all allies also always among any appetite approach are are: armed arrange ask assess assessment assistance associated attack attacks audits authentication available bad become before below best blog breach breaches broadens brokers build building business businesses but can cast catches caused certifications chances choose choosing circumstances claim clients closely cloud collaborate collaborative come comes common communication company complement compliance comprehensive compromise consequences consider consultation contact contain controls cost costly costs could counsel cover coverage covered criminals crisis customer cyber cybersecurity damage dark data deem defense defenses depth direct distinct does doing dollars dramatic due during ease easy edge effective efforts endpoint endured engage engagement enhances ensure error essential even event evidence examine exclusions exercises exists expenses experience experienced expert expertise experts explore external fall fees financial find firewalls first fit forensic formidable fortified fortify fraudulent from fully future general globally goal graphic grasp guidance happen has have help helping hours how human identity immediately impacts implement improvement incident incidents increase industry inevitable infection ingenious insight insights insurance insurance insurer insurers intelligence interact interest intricate invaluable invest investigation investing invoice issue just key landscape latest lead leading learn least legal let level liability lies like limit linked look loss losses making manage managed management managing matches matter may measures meticulously mfa mitigating modern monetary monetize monetize more more most move multifactor must navigating nearly need needs net net not notably note noted now offer often one options out over overall paid pair pam participate payments payouts payroll penetration perspective phish phishing plan planning policies policy portion possess possible practice practices practices premiums prepared privileged proactive profile proofpoint protect protection protections protocols provide provider prowess public quarters quickly range ransomware rapid rates ready recommendations recover recovery redirection reduce reducing related relations relationship remain report rescue research residual resilience response responses results revenue right rigorous risk risk: risks safety said scenarios schedule scope scrutinize sectors secure securing security see separate services share short shows simulated situation size solutions some source: so preparedness specialized specifics state strategies strategy successful such support sure surveyed suspected tailor take taking team tens test them these thorough those thousands threat threats three timely to: today too tool transfer trials trust truth understand understanding unfortunate various vary vested vital want wealth what when where whether why will wire wise within world year your yourself early understanding you but |
| Tags | Ransomware Tool Threat Guideline Cloud |
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| Notes | ★★★ |
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