One Article Review
| Source |  AlienVault Lab Blog |
|---|---|
| Identifiant | 8417162 |
| Date de publication | 2023-11-27 11:00:00 (vue: 2023-11-27 11:07:23) |
| Titre | Cartes-cadeaux ou vol de données?Assurer des achats en ligne sûrs cette saison festive Gift cards or data theft? Ensuring safe online shopping this festive season |
| Texte | The content of this post is solely the responsibility of the author. AT&T does not adopt or endorse any of the views, positions, or information provided by the author in this article. Gift cards have become a go-to Christmas present for many people, but their dramatic rise in popularity has also unfortunately made them a prime target for hackers. The reason why gift cards are such a popular present is because of how practical they are to use. When you’re not sure what to buy someone, gift cards present an easy and accessible way to show someone how much you appreciate them. But don’t allow the convenience of gift cards to get the better of your judgment in regard to security. It’s easy to think that gift cards are safe from cybercriminals, but in reality, gift card fraud (also known as gift card scamming) is a very real threat not only to retailers and business owners but to everyday individuals such as yourself as well. Overlooking basic cybersecurity hygiene when you’re rushing to score the best deals that you can online has always been a risk you’ve taken in the past, but it also may not be a risk you can afford to take this year. Read on to find out why and how you can prevent it. Why do scammers like gift cards? Gift card fraud is a bigger problem than most people realize. In 2022, for example, FTC data revealed that nearly $230 million was lost to gift card fraud, affecting more than 48,000 people in total. Gift cards are popular with retailers because they present a very reliable stream of revenue. But at the same time, they prevent a viable opportunity for scammers to get away with easy money because of how difficult they are to track. Scammers like gift card cards because they are easy to break into and also because they do not have the same level of security authentication that credit or debit cards have. Most cybercriminals will steal gift card numbers online from stores offering them. They can accomplish this by using botnets that perform brute force attacks. The only thing a criminal has to do is to test thousands of different combinations of PIN and gift card numbers before hacking into a user’s account and depleting the card of its funds. Furthermore, once the attack is completed, there’s usually no trace of the criminal’s identity and the funds cannot be traced. And even though most gift cards have limited amounts of money loaded on them (most gift cards run between $15 to $500 at the most), when cybercriminals are running their operations on a large scale they can turn a very sizable profit. Cybercriminals can also monetize gift cards by illegally selling them on the dark web or other third-party websites. Some of these websites will offer the ability to convert gift cards to cash at 30%+ of the total card value, presenting an easy way to make quick money. In the next section, we’ll dive into the specific types of gift card fraud that can affect you. Types of gift card scams Here are the most common types of gift card scams: Fictitious ads In this method, cybercriminals will post fake but realistic-looking advertisements for items ‘on sale’ on ecommerce websites where they will trick users to into sharing their gift card numbers to purchase the items. Once the money has been received, the ads will disappear, and the victim will be out of luck. In other words, people can fall for this trick the same way they can fall for other common types of identity theft, with people being unassuming since the threa |
| Envoyé | Oui |
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