One Article Review
| Source |  ProofPoint |
|---|---|
| Identifiant | 8433034 |
| Date de publication | 2024-01-02 08:41:00 (vue: 2024-01-02 17:10:33) |
| Titre | 6 Exigences d'assurance cybersécurité Votre entreprise doit être prête à répondre 6 Cybersecurity Insurance Requirements Your Business Should Be Ready To Meet |
| Texte | Every year, more companies are finding out firsthand how damaging a cyberattack can be. Research for the 2023 State of the Phish report from Proofpoint found that 30% of companies that were successfully attacked experienced a direct monetary loss. That\'s an increase of 76% year over year. And costs for these attacks are rising. IBM reports that the global average cost of a data breach went up by 15% over the last three years, hitting $4.45 million in 2023. Concerns about costs and risks mean that more companies than ever are buying cyber insurance. A World Economic Forum survey found that 71% of organizations have cyber insurance. And Allied Market Research projects that the global cyber insurance market, which is currently valued at $12.5 billion, will reach $116.7 billion by 2032. Investing in cyber insurance for your business can be a wise strategy. For one, it helps you to transfer some of the financial risks of a cybersecurity event to your insurance provider. But the cyber insurance landscape is changing. You should know that getting the coverage you want might be a challenge, and you will need to meet an array of cybersecurity insurance requirements. In this blog post, we\'ll cover six of the most common requirements you\'ll likely need to fulfill. What is cyber insurance-and what does it cover? But first, let\'s take a closer look at what cyber insurance is and why it is important. Also known as cyber liability insurance, this relatively new type of insurance helps to protect businesses and individuals from the negative impacts of cybersecurity events. It generally covers: Loss of data and the associated recovery Loss of revenue due to business interruption Loss of transferred funds from cyberattacks, like business email compromise (BEC) and phishing Loss of funds from ransomware and extortion Many policies also cover the aftermath and follow-up events associated with a data breach. This includes the costs associated with identifying and notifying victims, credit monitoring for victims and forensics expertise, to name a few. Why is cyber insurance important? For many companies, cyber insurance is an essential part of their risk management strategy. It covers many costs related to cyber events, such as legal expenses and fees for compliance violations. Depending on the policy, it might also cover: Ransomware attacks. If your business is hit with a ransomware attack, you may face demands for payment to unlock your systems. Or you may need to pay a ransom to prevent the release of sensitive data. In certain cases, cyber insurance can help cover ransom payments. Incident response and recovery. Cybersecurity insurance can help with the cost of investments you may need to make after an attack. For example, you may need to hire experts, conduct forensic investigations, and implement tools and measures to prevent future attacks. Business disruption. This may include lost revenue during downtime. This coverage can help your business stay afloat financially and continue operating in the wake of a cyber event. Want more details on the benefits of cyber insurance? Download the Proofpoint presentation, “Cyber Insurance: Facts, Figures and Policy Fundamentals.” Examples of common cyber insurance requirements As noted earlier, getting coverage is more complicated than it used to be. Because security breaches are so costly and cybercrime is so common, many insurers have become more stringent in their underwriting processes. Some have lowered caps for payouts and narrowed their coverage offerings as well. This means that the requirements your business may be expected to meet will be fairly complex. Every provider will likely conduct a risk assessment to determine if you qualify for cyber insurance. The process will help them to determine how much coverage they can offer you, and what you\'ll need to pay for it. The risk assessment might be as quick and simple as a questionnaire or as complex and time-consuming as a third-party audit. Here are six examples |
| Notes | ★★★ |
| Envoyé | Oui |
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| Tags | Ransomware Data Breach Tool Threat |
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