One Article Review
| Source |  AlienVault Blog |
|---|---|
| Identifiant | 615904 |
| Date de publication | 2018-04-26 13:00:00 (vue: 2018-04-26 16:01:13) |
| Titre | Financial Fraud: What Can You Do About It? |
| Texte |
Financial fraud used to be simple. Erase the ink from a check, make it out for more money, and laugh as you withdrew money. Nowadays, it requires a bit more finesse but is still simple in concept. Thankfully, it’s also fairly easy to protect yourself or your company from financial fraud in a highly digitized world.
In 2017, massive data breaches, ransomware attacks, and financial fraud ramped up. Steps are being taken around the world to combat this, such as the European Union updating their General Data Protection Regulation to help with breaches, but where does that leave you?
Identity Theft and Credit Card Fraud
First, it’s helpful to discuss identity theft and credit card fraud, and what they mean to you. From a data breach, a hacker could, in theory, steal your Social Security number and open a credit card in your name.
The first part is identity theft; the second, where the hacker maxes out the credit card, is credit card fraud. You won’t be liable for the damages, but you need to be aware of them first. Otherwise, they will sit on your credit report, quickly wrecking your credit score thanks to unpaid bills and high utilization ratio. This makes financing a car or a house much harder.
This is a less-than-ideal situation, but at least your money is safe. That’s only the beginning, though.
A 2013 study showed that identity theft accounted for $24.7 billion in losses. Hackers attack every 39 seconds, from your social media accounts to your IoT devices. They steal credentials, log in to your bank account, and steal your money. Here’s how:
Email Spoofing
If you look in your spam email folder, you are likely to see familiar emails. Banks and people you know have, apparently, been emailing you without your knowledge. Your bank needs your password in order to unlock your account, for example. The problem is that the email is not actually from your bank; hackers have spoofed the email address to appear as something familiar.
It’s not just banks, either. It could be an email from Facebook or Instagram that looks legit, asking you to log in. Once your credentials are stolen, they can try your logins on other sites, leading back to your bank.
Hackers are sophisticated enough that they can even spoof a different employee of your company. If you get an odd email from someone in the finance department, it’sa good idea to verify, in person, that they actually do need the private information they are asking for. Otherwise, you may end up with a compromised payroll.
The Internet of Things
You have a spam filter for your emails. You don’t see any spoofed emails. But you do have IoT items. It might be a fitness tracker, your smart TV, or a home automation system, but it’s wirelessly connected to the internet.
If your network is not secured, your IoT devices offer multiple opportunities to penetrate your network and “sniff” the data that is being |
| Envoyé | Oui |
| Condensat | $24 2013 2017 about access account accounted accounts actually added address advertisement advertising affected also although always another antivirus any anything apparently appear are around asking attachments attack attacks audits authority automation avoid aware back bank bank’s bank; banking banks been beginning being better billion bills bit botnet breach breaches business but can car card check click combat commanded company completely compromised computer computers concept conclusion conduct connected could credentials credit cryptocurrency custom damages data department device devices different digitized discuss does don’t down download easy either else email emailing emails employee encrypt end enough erase especially european even every everything evolving example facebook fairly familiar fees file filter finance financial financials financing finesse first fitness folder four fraud fraud: from general get gets goes good guise hacked hacker hackers harder have help helpful here here’s high highly home house how how: idea ideal identity images important including infect infiltrating information ink instagram install internet iot it’s it’sa items just know knowledge laugh leading least leave legit legitimate less letters liable likely link linked links loading log logging login logins look looks losing losses made make makes making malware massive maxes may mean media methods might mine money more much multiple name need needs network new next not nowadays number obtained odd offer once one only open opportunities order other others otherwise out part password payable payroll penetrate people percentage person pose possible potential private problem protect protecting protection quickly ramped random ransomware rather ratio redirect regular regulation remotely replacing report requires safe same says scheme score second seconds secured security see showed simple sit sites situation slowing smart social software some someone something sophisticated spam spoof spoofed spoofing steal stealing steps steps: stolen stop study such sums sure suspicious system tactics taken text than thankfully thanks that’s theft theft; them then theory things think though times tracker transmitted tries try type under understand unfamiliar union unlock unpaid updating upgrade use used utilization vast verify version virus vital website what whenever where will wirelessly withdrew without won’t words world wrecking yet your yourself |
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